Financial Information

The cost of your care should never be the barrier keeping you from a healthy smile. This is why the team at Pieper Smiles has built our financial process around transparency and peace of mind, to make sure you always know your financial liability before your treatment begins, and are assisted to cover it.

Now accepting new patients • Flexible scheduling available

We’re an
Insurance-Friendly Office

We are proud to be an insurance-friendly practice, and we are in-network with most major PPO providers. However, even if we are not on your specific "network list," you can choose our practice for the care, skill, and comfort you deserve.

Understanding Your Benefits

To help you make informed decisions, we’ve broken down how your benefits work depending on our network status with your plan:

How your benefits work in-network and out-of-network
What it means if... We're in-network with your insurance provider We're out-of-network with your insurance provider
How Payment Works Your insurer will pay us for your treatment based on our contracted rates. Your insurer will likely still pay a portion based on standard plan rates, which we help you file.
Your Benefits Benefit agreements have been made prior to your visit and applied directly at the contracted rates. Benefits are applied the same way as though you are in-network, though the associated cost is based on your plan's usual rates.
The Bottom Line Your treatment is likely to work out a bit lower out-of-pocket. Your benefits still work, and we provide clear, up-front estimates so you know what to expect.

Accessible, Affordable Care for Every Family

If you don't have insurance or if your plan doesn't cover everything you need, we offer several flexible options to help you get all the care you need.

In-House Membership Plan

Our membership plan is a simple, straightforward alternative to traditional insurance. With no annual maximums, no deductibles, and no waiting periods, it’s designed to provide immediate value for your family.

What are the benefits?

  • Two professional cleanings per year to keep your smile healthy.
  • Regular exams and all necessary X-rays included.
  • Rollover rewards that provide additional savings over time.
  • Discounts on all other dental services we provide.

Flexible Financing Options

For larger treatments, we work with reputable healthcare lenders to help you create payment plans that fit your budget and your lifestyle.

Care credit logo

A convenient way to pay for treatments over time with various financing terms.

A tool that allows you to break down the cost of care into manageable monthly payments.

Bright, modern dental or medical office hallway with light wood flooring, white walls, black fixtures, and a rolling stool at the far end.

Ready to Start Smiling?

If you have questions about your specific plan or would like a complimentary benefits check, please reach out today.